Health Care Delivery and Insurance System Essay

Health Care Delivery and Insurance System - Essay Example This paper analyses the health care delivery system as to whether it is broken or not Even though there are more than 40 million Americans who are not insured but still a major part of the gross national product of the nation is spent on health care (Iglehart, 1999). If the present problem has to be solved then it is essential that some changes take place in a lot of health financing systems (New York Academy of Sciences, 2000, pp. 1-14). The system should be best in all ways which means that the use of medical dollars should be made in an efficient way with provisions for improved medical care ostentation and promoting innovation. The new system should also incorporate quality with efficiency in prices of health care along with productive competition. The present system of health care which is driven by market and the existent governmental semi-National Health Insurance (NHI) Medicare and other Medicaid programs do not meet the requisites of best health care provisions (Brodenheimer, 1999; Riley, 2001; Pear, 2002; Krugan, 2002). Many countries are in problems due to a single payer for the nationalized health care and regular deficiency of patient selection (Krauz, 2002). 8. Areas which require attention The following areas put forward by different authors require immediate attention by the Congress government: 1. The people belonging to uninsured groups and those who are underinsured should be given immediate attention. 2. Politically and combative prescribed welfares (Jensen and Morrisy, 1999; Perez, 2002). 3. Imbalanced tax handling for health funding should not be the criteria. 4. Insured do not have any alternative to plans and providers. 5. Wayward financial bonuses for the insurance industry(Austin, 1984; Kuttner, 1999; Newhouse et.all, 1981 and Krauz, 2002) 6. Low financed and mystified Medicaid plans (Pear, 2002). 7. Inadequate national clinical tests and deficiency in limitation of preventable mismanagement suits (Institute of Medicine, 2001). 8. Unreasonable rivalry by hospitals burdening their own patients with varied amounts for indistinguishable services should not be the objective. Also the discrepancy in the amounts charged by pharmaceutical companies to individuals and small organizations should be done away with (Institute of Medicine, 2001). Apart from those mentioned above there are many areas in the health industry which require immediate attention of the creators. The Congress should create tax incentives which are individual in nature with permitted universal disastrous coverage so that the above mentioned discrepancies are removed. Discussion With reference to the number of individuals who are not insured, it only means the American medical system is a complete failure. Actually whatever be the kind of Medicaid it must have a provision for unforeseen